Did you know that an estimated 3 out of 4 weddings are not covered by wedding insurance?
Taking into consideration that the average cost of a wedding in the UK currently sits at a whopping £24k, this is absolute madness. Especially given the events of the last year and the effect it has had on weddings across the country.
With this in mind, let’s take a closer look at why wedding insurance is so important and what it covers.
1. A wedding is a huge outlay
After buying a house, a wedding is arguably one of the most expensive purchases that you will ever make, with most happy couples spending tens of thousands of pounds on their big day. So, why wouldn’t you want to cover yourself in the same way that you would for a holiday or when buying your engagement rings?
2. One policy can cover everything
Suppose you are concerned that you will need to take out multiple insurance policies to cover all the important aspects of your day such as your wedding car hire, the venue and the entertainment. In that case, you will be pleased to hear than one policy can cover everything.
You can even find wedding insurance that covers you for your honeymoon, which many couples overlook when looking at cover for their special day.
3. Wedding insurance covers rearrangement
With many couples having to push back their wedding for a year or even longer, it is crucial to make sure that you are covered if you need to rearrange your big day.
Plus, don’t think that this will only cover you if your date has to be changed due to the pandemic. Depending on the level of cover you choose, wedding insurance can also cover you in case there is a flood or fire at your venue, and you need to find another one at short notice.
4. Credit card protection is not enough
Many couples make the mistake of thinking that because any purchases made on their credit card are covered, they do not need to take out wedding insurance. However, you should know that credit cards do not cover you in the event of public liability.
This means that any accidental injury to a guest or accidental damage caused by a guest will not be covered, and you may be liable for the costs.
5. Wedding insurance offers great value for money
Weddings are undeniably expensive, so you may feel reluctant to take on yet another cost, but fortunately for you, wedding insurance offers excellent value for money. In fact, cover can start from as little as £20 for a basic level of protection or up to £5,000 if you are planning a huge, very expensive wedding.
Comprehensive wedding cover can insure you for up to £50,000 of items and £5 million in public liability insurance and can be taken out for around £300.
Protect your wedding car hire
Here at englishweddingcars.com, we offer a wide range of super stylish and luxurious wedding cars, with options for both traditional and contemporary style weddings. If you have to cancel your wedding car for any reason, wedding insurance protects your investment and means you don’t have to pay out for a service that was cancelled due to no fault of your own.
If you are looking to book a wedding car for your big day, get in touch with our friendly team here and let us help you pick the perfect car for your wedding.